JL Collins is a financial expert and author who teaches how to invest with confidence and achieve financial independence. He is the author of "The Simple Path to Wealth: Your …Our guest on the podcast today is author and blogger JL Collins. He blogs about financial independence and other matters at jlcollinsnh.com. JL’s first book, The Simple Path to Wealth: Your Road ...Apr 26, 2012 · Most people lose money in the stock market. Here’s why: 1. We panic when times are tough and buy when the market is soaring. We buy high and sell low. This applies to all of us. It is the way humans are hard-wired. We are psychologically unsuited to prosper in a volatile market. F-You Money: John Goodman v. jlcollinsnh February (2) Q&A - V: The Women of Amphissa; jlcollinsnh gets a new suit January (3) Chautauqua 2015 Reviews, 2016 registration open; Case Study #15: The Scavenger Life -- …As a busy adult, finding time to attend traditional university classes can be a daunting task. However, with the advent of online education, it is now possible to earn a degree wit...Talent Stacker is a resource that I learned about through my work with Jonathan and Brad at ChooseFI, and first heard about Salesforce as a career option in an episode where they featured Bradley Rice on the Podcast.In that episode, Bradley shared how he reached FI quickly thanks to his huge paychecks and discipline in keeping his …Dec 27, 2011 · Jlcollinsnh, I love your stock series…thank you! I went on Vanguards site (view chart) & compared 3 charts. The Total Stock Market, The S & P 500 & High Dividend Yield Index Fund. All 3 charts are within hairs of each other. All 3 funds are different from each other. The Total Stock market has 3600 companies, The JL Collins has been an investor since 1975. In 2011, he wrote a series of letters to his daughter about money and investing; what had worked and what had kicked him in the ass. These morphed into jlcollinsnh.com with its international audience and now famous Stock Series; which in turn have led to this book. You can read more of his story inside.The Insider Trading Activity of Collins John Alec on Markets Insider. Indices Commodities Currencies StocksApr 3, 2012 · Manifesto - JLCollinsnh. “If you reach for a star, you might not get one. But you won’t come up with a hand full of mud either.”. Leo Burnett. I came across this quote many years ago and, looking back, it’s the way my life has unfolded. Personally, I never got that star but things have been pretty damn good and the reaching was fun. Money Mustache – How to Make Money in the Stock Market JL Collins NH – What if Vanguard Gets Nuked There are many benefits to this approach so I will likely come back to this topic to explain some of the other benefits in the future but I thought focusing on unique risk was a good starting point because it was a good excuse to geek out with ...Money Mustache – How to Make Money in the Stock Market JL Collins NH – What if Vanguard Gets Nuked There are many benefits to this approach so I will likely come back to this topic to explain some of the other benefits in the future but I thought focusing on unique risk was a good starting point because it was a good excuse to geek out with ...Lifehacker is the ultimate authority on optimizing every aspect of your life. Do everything better.Three simple tools. Two index mutual funds and a money market and/or bank account. A wealth builder, an inflation hedge, a deflation hedge and cash for daily needs and emergencies. Low cost, effective, diversified and simple. You can fine tune the investments in each to meet the needs of your own personal considerations.JLCollinsNH – The Importance of F-You Money. Jim accumulated enough money to retire over 20 years ago but rather than pack it in and call it quits, he instead used his “F-You” money to work on his terms. If you are interested in investing in the markets, this is the podcast episode for you.Why your house is a terrible investment. by JL Collins 436 Comments. Intro by JL’s Team “Is now the time to buy a house?”. As national mortgage interest rates hit +7% and housing prices fall across the country, many people are asking themselves this very question. But like the stock market, “investing” in a home isn’t a question of ... Learn how JL Collins, a personal finance blogger, created and grew his blog from a series of letters to his daughter to a popular destination for financial independence …Stocks — Part XI: International Funds. by JL Collins 117 Comments - Updated: October 4, 2023. In Part VI of this series we looked at some portfolio ideas to build and keep your wealth. Last time, in The Smoother Path to Wealth, we did much the same and we discussed the concept of Asset Allocation a bit as well.For over sixteen years America’s Test Kitchen has approached cooking through a methodic, scientific lens, explaining how to execute a recipe to perfection. In a crowded landscape o...Jun 18, 2016 · These days, I'm a book author and financial blogger on jlcollinsnh.com, but it wasn't always so. I started selling flyswatters door-to-door and picking up empty pop bottles from the side of the road for the 2-cent deposit. Gimme a break. I was eight. My first real job was scrubbing out big metal ice cream cans. I was 13. It paid $1.25 per hour. Your life is incredibly precious, so what had to happen for you to be here?Watch More: When Are We All Going To Die? https://www.youtube.com/watch?v=fo...October 15, 2020. Episode 48 of the NewRetirement podcast is an interview with JL Collins — a best-selling author and financial independence guru — and discusses the what, why, and how of Financial Independence as well as Collins’ book, “ The Simple Path to Wealth ”.Buildings in Ecuador don’t have heat or AC. Neither are needed. $1128 HOA (home owner’s association) fees @ $94 per month. $124 real estate taxes per year. No, I didn’t omit any zeros. –$6922 total annual cost of owning and operating the condo. v. $9600 annual rent @ $800 per month =. — $2678 annual premium to rent.Are bonds done? by JL Collins 56 Comments - Updated: July 11, 2023. In some corners of the investment world, word is bonds are toast. Truth be told, they have been out of favor for some time. Now, with interest rates on the rise — fueled by resurgent levels of inflation not seen since the 1980s — investors’ fears are being realized.I’ve even provided a guest post with an investment strategy that avoids stocks altogether for those who simply never want to deal with Mr. Bear: Sleeping …Oct 19, 2017 · Mail clerk, ground man for a tree crew, landscaper, ad agency founder, account executive, ad space salesman, investment officer, entrepreneur, consultant, sales trainer, speaker, writer, radio talk show host, publisher and group publisher. Pretty much in that order although I’ve done some more than once. ChooseFI. 35K views 5 years ago. Part 2 of the Stock Series discussion with JL Collins, author of The Simple Path to Wealth and the website JLCollinsNH; we discuss the Great Depression and...As if they hadn’t already grafted themselves onto a significant portion of your own childhood memories (damn your catchy classics, Elton John and Phil Collins), the rise of more sc...Stocks — Part XI: International Funds. by JL Collins 117 Comments - Updated: October 4, 2023. In Part VI of this series we looked at some portfolio ideas to build and keep your wealth. Last time, in The Smoother Path to Wealth, we did much the same and we discussed the concept of Asset Allocation a bit as well.Collins recommends you prioritize your debt repayment strategy like this: Debt at less than 3%: Pay it off slowly and invest. Debt between 3% and 5%: Use your best judgment to determine when and ...21-Jun-2016 ... http://www.madfientist.com Today on the Financial Independence Podcast, my buddy JL Collins from jlcollinsnh.com joins me for his second ...Stocks — Part XVIII: Investing in a Raging Bull. by JL Collins 123 Comments - Updated: November 14, 2023. As I sit here typing this afternoon (note: this post was first published in 2013) the S&P 500 is trading at 1670 (4,483 in 2023!), up 14% since the beginning of the year. 27% over the last 12 months. The very definition of a raging …The Book: Pathfinders JL Collins • 16 Comments 24 Intriguing Quotes from Pathfinders Halloween has been my favorite holiday since I was old enough to trick-or-treat. But none has been as special as this October 31, 2023. This is the Halloween that launched… The discussion has been mostly around Europe and I thought I can provide some perspective for investors in Hong Kong. Vanguard offers a S&P500 fund on the Hong Kong Stock Exchange – 3140.HK. However I noticed that the performance, dividend and fees are all disadvantageous compared to the equivalent VOO on the NYSE.When the market crashes, for me, selling is simply not an option. When you buy VTSAX or a similar broad-based stock index fund your holding period should be forever. Once retired and living off the portfolio you’ll take the dividends in cash and maybe sell ~2% of your shares to reach the target withdrawl rate of 4%.The latest tweets from @jlcollinsnhIn this session of Financial Independence Podcast, I had the pleasure of speaking with Jim Collins from jlcollinsnh.com. Jim accumulated enough money to retire …26-Feb-2020 ... ... JL Collins went from working in an ice cream parlor for $1.25 an hour ... Connect with JL Collins: Website Twitter: JLCollinsNH Connect with ...New technology could take some of the pain -- and subjectivity -- for those looking to invest in this emerging line of treatments....CMPS At the time of publication, Timothy Collin...This is a return on investment of 302.51%, or 6.29% per year. This lump-sum investment beats inflation during this period for an inflation-adjusted return of about 132.81% cumulatively, or 3.77% per year. Mmmm. Not so great. But not bad given the decade’s multiple stock crashes — 2000-01, 2008-09, 2020 and this year’s bear market.He blogs about financial independence and other matters at jlcollinsnh.com. JL’s first book, The Simple Path to Wealth: Your Road Map to Financial Independence …JL Collins launched his eponymous blog jlcollinsnh.com in June 2011 and is the founder of the legendary financial independence retreat Chautauqua. His Talk at Google has over 1.4 million views and has appeared on …The new additions to the Oxford English Dictionary, Merriam-Webster Dictionary, Collins Dictionary, and Dictionary.com in 2021. We tend to think of dictionaries as authorities on l...These days, I'm a book author and financial blogger on jlcollinsnh.com, but it wasn't always so. I started selling flyswatters door-to-door and picking up empty pop bottles from the side of the road for the 2-cent deposit. Gimme a break. I was eight. My first real job was scrubbing out big metal ice cream cans. I was 13. It paid $1.25 per hour.The post 10 Reasons People Invest in Hedge Funds appeared first on JLCollinsnh. 10 Reasons People Invest in Hedge Funds. The Chase Sapphire Preferred® Card has always been a favorite among travelers, and now it offers even more reasons to love it. The big sign-on bonus and recently introduced additional perks have elevated this card’s appeal ...Also, two years ago, we took jlcollinsnh’s advice and bought a Tuft & Needle mattress. Both my wife and I feel that it’s the best mattress we’ve ever slept on. Reply. ex-Sgt Pepper says. October 14, 2016 at 12:31 pm. Funny! We were from Santa Cruz (bay area), living car-less in San Miguel in the spring of 2013, and originally planning on ...Jan 22, 2018 · A very Boglehead approach to investing and very well organized. A great place to start learning from the ground up. jlcollinsnh - Stock Series. Also, his book based on the Stock Series: "The Simple Path to Wealth" by JL Collins. "The Simple Path to Wealth" -- A Gem. From his Manifesto: Here are some of the things I’ve learned along the way: 27-Jan-2015 ... ... New 142K views · 30:57. Go to channel · JL Collins Explains FU Money vs. FI Money. Marriage Kids and Money•62K views · 7:53. Go to channel&...Bestselling author and speaker JL Collins (through the help of an AI voice clone) answers these questions and more in his Stock Investing Series. This series has been read by millions on his blog (jlcollinsnh.com), spawned the international sensation The Simple Path to Wealth, and was presented in part at JL's Talks at Google.Bestselling author and speaker JL Collins (through the help of an AI voice clone) answers these questions and more in his Stock Investing Series. This series has been read by millions on his blog (jlcollinsnh.com), spawned the international sensation The Simple Path to Wealth, and was presented in part at JL's Talks at Google.Sep 16, 2016 · Since VTSAX is ~80% in the S&P 500, that’s 12% of the total. The other 3% is in the small and mid-cap stocks. 20% in VFIAX. Add this to the 12% from VTSAX, we have 32% of the 40% total in the S&P 500. 5% in VEXAX. Add this to the 3% from VTSAX, we have the remaining 8% in small and mid-cap stocks. by JL Collins 35 Comments - Updated: February 3, 2015. A few weeks ago I received a private email from Mr. Money Mustache. He runs one of my very favorite blogs. Indeed, I have often thought that if I had had access to such wisdom at the start of my financial journey I’d have gotten far further far faster. But, alas, when I started the ...ChooseFI. 35K views 5 years ago. Part 2 of the Stock Series discussion with JL Collins, author of The Simple Path to Wealth and the website JLCollinsNH; we discuss the Great Depression and...Aug 25, 2014 · At 4% your withdrawals equal $40,000. Your $750,000 in VTSAX earns ~2% dividend, or $15,000. Your $250,000 in VBTLX earns ~3% interest, or $7,500. That totals $22,500 and if that’s all you need, you’re done. But if you want the full $40,000, the remaining $17,500 you’d withdraw from your taxable account. 14-May-2018 ... Comments62 · The Simple Path to Wealth | JL Collins | Talks at Google · Jack Bogle on Index Funds, Vanguard, and Investing Advice · The JLColli...Jun 2, 2011 · One becomes a humble monk, the other a rich and powerful minister to the king. Years later they meet. As they catch up, the minister (in his fine robes) takes pity on the thin, shabby monk. Seeking to help, he says: “You know, if you could learn to cater to the king you wouldn’t have to live on rice and beans.”. To which the monk replies ... Jun 2, 2015 · Unlike the fee heavy cesspool too many 401 (k) plans have become, a TSP offers a nice—but not overwhelming—selection of very low-cost index funds. Looking at the government’s chart of TSP expense ratios going back to 1999 these have ranged from a low of .015% in 2007 to a high of .102% in 2003. F-You Money: John Goodman v. jlcollinsnh February (2) Q&A - V: The Women of Amphissa; jlcollinsnh gets a new suit January (3) Chautauqua 2015 Reviews, 2016 registration open; Case Study #15: The Scavenger Life -- …Empower: Track your net worth and monitor all your investments in real time. The Global Rich List: See where you rank in wealth and/or income compared to the rest of the world. History of the Dow Jones average from Stocks — Part I. Investment Calculator. Oct 1, 2012 · JLCollinsNH – The Importance of F-You Money. Updated on June 27, 2020. 19 Comments. In this session of Financial Independence Podcast, I had the pleasure of speaking with Jim Collins from jlcollinsnh.com. Jim accumulated enough money to retire over 20 years ago but rather than pack it in and call it quits, he instead used his “F-You ... 019 | In Today’s Podcast JL collins from JLcollinsnh.com joins Jonathan & Brad on the podcast to bring the Stock Series to life. The Power of Index Investing is one of life's greatest secrets & JL Collins is the ultimate travel guide. This multi part series turns the stock series into an interactive audio companion and this first part is sure to compel …It may have a tough pill to swallow, but I'm still optimistic about psilocybin in general, and especially Cybin....CMPS At the time of publication, Tim Collins was long CYBN. L...JL Collins - The Simple Path to Wealth. http://www.madfientist.com Today on the Financial Independence Podcast, my buddy JL Collins from jlcollinsnh.com joins me …1. Investing, done well, is the soul of simplicity. 2. Anyone who tells you differently is selling you something. 3. Investing is playing the long game: Think decades. 4. Once you understand a few key things, the less you think about it the better your results. 5.The Book: Pathfinders JL Collins • 16 Comments 24 Intriguing Quotes from Pathfinders Halloween has been my favorite holiday since I was old enough to trick-or-treat. But none has been as special as this October 31, 2023. This is the Halloween that launched… 019 | In Today’s Podcast JL collins from JLcollinsnh.com joins Jonathan & Brad on the podcast to bring the Stock Series to life. The Power of Index Investing is one of life's greatest secrets & JL Collins is the ultimate travel guide. This multi part series turns the stock series into an interactive audio companion and this first part is sure to compel …The theme of Billy Collin’s “Introduction to Poetry” is that readers should enjoy poetry instead of overanalyzing it in an attempt to find its meaning. In his poem, Collins bemoans...Using the expenses you mentioned before, the cost of renting your house were stated as $32,500. 3.5% in the VGSLX would make your cost of owning and living in the house $29,555. In this case owning the home is $2945 cheaper than renting. In the second scenario with an opportunity interest rate of 5.5%, the cost of owning increases to …Notable differences in favor of VBTLX are three: Expenses: The muni fund is significantly more expensive than VBTLX. However, this is Vanguard so the cost is still quite reasonable. Average maturity: the average maturity of VBTLX is 8.4 years compared to 16.2 years for the PA bond fund.Disclosures. This podcast is Part 2 of the Stock Series discussion with JL Collins, author of The Simple Path to Wealth and the website JLCollinsNH; we discuss the Great Depression and the mindset you need to be a successful long-term investor, plus how to allocate between equities and bonds. ChooseFI.Located in the heart of Corsicana, Texas, Collin St Bakery has become a beloved institution for both locals and visitors alike. With its rich history and delectable baked goods, th...The first of these resources is a series of 34 (and counting) posts found at JL Collins’ blog jlcollinsnh.com, categorized as the “Stock Series”. Start Here First While I’m trying to help you sort through the vast amounts of information on investing by providing specific, focused and valuable resources, I’m finding myself a bit ...May 23, 2012 · My guess for the grand 4-year total: $160k – $48k scholarship = $112k out of my pocket. And this doesn’t include the fees for extracurricular activities and spending money she pays for herself. If she’d gone to NYU, her second choice, it would be $60-65k per year and no scholarship. $240-260k total. Over in the Ask jlcollinsnh page, reader Joe posted a very interesting profile along with a series of questions. Since I think his situation and our conversation about it might have broad interest, it has become our first case study in a long time (here’s #1) and this post.First is his note, which I have edited a bit, but only to include some facts he later …JL Collins has been an investor since 1975. In 2011, he wrote a series of letters to his daughter about money and investing; what had worked and what had kicked him in the ass. These morphed into jlcollinsnh.com with its international audience and now famous Stock Series; which in turn have led to this book. You can read more of his story inside.Jun 7, 2012 · First, 1-2% annually is a HUGE drag on the growth of your wealth. Let’s say your portfolio earns 8% per year. 2% goes to the fee. Let’s say 3% to inflation and maybe 3% to taxes and…. Suddenly there’s nothing left for you. Investment returns are precious and under this model your advisor is skimming the absolute cream. 2. It’s a wild ride along the way. 3. There is a Big, Ugly Event. Let’s talk about the good news first. We’ll tackle points 2 & 3 next time. To understand why the market always goes up we need to look a bit more closely at what the Market actually is. The chart above represents the DJIA (Dow Jones Industrial Average).Suzanne Collins explained in an interview with School Library Journal that she was inspired to write “The Hunger Games” while channel surfing between reality TV and actual war cove...Get The Show Notes Here: https://www.choosefi.com/036In today's podcast with Jim Collins from The Simple Path to Wealth and JL Collins NH, we discuss the Cha...401kfee.com — how-much-are-high-fees-costing-you from Addendum #2 in Stocks — Part VIII-b. Bright Scope — a tool for evaluating your 401k …A very Boglehead approach to investing and very well organized. A great place to start learning from the ground up. jlcollinsnh - Stock Series. Also, his book based on the Stock Series: "The Simple Path to Wealth" by JL Collins. "The Simple Path to Wealth" -- A Gem. From his Manifesto: Here are some of the things I’ve learned along …At 4% your withdrawals equal $40,000. Your $750,000 in VTSAX earns ~2% dividend, or $15,000. Your $250,000 in VBTLX earns ~3% interest, or $7,500. That totals $22,500 and if that’s all you need, you’re done. But if you want the full $40,000, the remaining $17,500 you’d withdraw from your taxable account.Case Study #14: One Woman’s Journey to Financial Independence. by JL Collins 80 Comments. Cinque Terre “Impossible!”. That’s one of the less ugly responses you can expect from the typical American if you are bold enough to suggest that financial independence (FI) and early retirement is a realistic goal. Push a little further and you ... Website: jlcollinsnh.com Book: The Simple Path to Wealth: Your road map to financial independence and a rich, free life Chautauqua: Get Information About Chautauqua Here! Timestamps: 1:46 - Introduction 2:40 - Back To Basics, What Is The Simple Path To Wealth 10:15 - Low-Cost Funds And High-Cost Funds 14:56 - Index Funds Are For Lazy People ...Apr 12, 2016 · Here are five of the biggest reasons why that’s true. 1. Other financial priorities are more important. In an ideal world you would have plenty of money to help your child pursue whatever opportunities she wanted. In other words, having the money to pay for college (or anything else) is preferable to not having it. The post 10 Reasons People Invest in Hedge Funds appeared first on JLCollinsnh. 10 Reasons People Invest in Hedge Funds. The Chase Sapphire Preferred® Card has always been a favorite among travelers, and now it offers even more reasons to love it. The big sign-on bonus and recently introduced additional perks have elevated this card’s appeal ...019 | In Today’s Podcast JL collins from JLcollinsnh.com joins Jonathan & Brad on the podcast to bring the Stock Series to life. The Power of Index Investing is one of life's greatest secrets & JL Collins is the ultimate travel guide. This multi part series turns the stock series into an interactive audio companion and this first part is sure to compel …Feb 5, 2013 · In it they point out that 45% of actively managed funds fail to even survive over that time, let alone outperform. Only 18% both survived and outperformed. And even those frequently had long periods of underperformance. So even if you are lucky enough to pick one of the out-performers, it will be tough to live with. Disclosures. This podcast is Part 2 of the Stock Series discussion with JL Collins, author of The Simple Path to Wealth and the website JLCollinsNH; we discuss the Great Depression and the mindset you need to be a successful long-term investor, plus how to allocate between equities and bonds. ChooseFI.The discussion has been mostly around Europe and I thought I can provide some perspective for investors in Hong Kong. Vanguard offers a S&P500 fund on the Hong Kong Stock Exchange – 3140.HK. However I noticed that the performance, dividend and fees are all disadvantageous compared to the equivalent VOO on the NYSE.
Here at jlcollinsnh we know the advantages of keeping things as simple as possible, but most Asset Allocation strategies use far more than just two funds. The most common addition is an International Stock and/or Bond fund. Next post, Stocks — Part XI: International Investing, I’ll talk about why I don’t feel the need to add these funds .... Ge fridge
This is a return on investment of 302.51%, or 6.29% per year. This lump-sum investment beats inflation during this period for an inflation-adjusted return of about 132.81% cumulatively, or 3.77% per year. Mmmm. Not so great. But not bad given the decade’s multiple stock crashes — 2000-01, 2008-09, 2020 and this year’s bear market.Oct 19, 2017 · Mail clerk, ground man for a tree crew, landscaper, ad agency founder, account executive, ad space salesman, investment officer, entrepreneur, consultant, sales trainer, speaker, writer, radio talk show host, publisher and group publisher. Pretty much in that order although I’ve done some more than once. Oct 21, 2022 · Given inflation, there is nothing surprising happening with bonds. In response to inflation the Fed has been raising interest rates. When interest rates rise, the price of existing bonds drops as newer, higher yielding bonds are issued. If you want to know more about how these things work, here is…. Oct 5, 2013 · Stock Series: Part 1: There’s a major market crash coming!!!! and Dr. Lo can’t save you Time Machine and the Future Return for Stocks Part II: The Market Always Goes Up Part III: Most people lose money in the market Part IV: The Big Ugly Event Part V: Keeping it simple, considerations and tools Part VI: Portfolio ideas to build and keep your wealth Technology such as 5G, streaming and cloud computing should all step up their game in this new year, but eSports, and specifically Huya, will likely hit it out of the park....AMZN ...Jun 6, 2018 · JL collins from jlcollinsnh joins Jonathan & Brad on the podcast to bring the jlcollinsnh Stock Series to life. The Power of Index Investing is one of life's... Sep 16, 2016 · Since VTSAX is ~80% in the S&P 500, that’s 12% of the total. The other 3% is in the small and mid-cap stocks. 20% in VFIAX. Add this to the 12% from VTSAX, we have 32% of the 40% total in the S&P 500. 5% in VEXAX. Add this to the 3% from VTSAX, we have the remaining 8% in small and mid-cap stocks. Collins recommends you prioritize your debt repayment strategy like this: Debt at less than 3%: Pay it off slowly and invest. Debt between 3% and 5%: Use your best judgment to determine when and ...Get ratings and reviews for the top 12 window companies in Fort Collins, CO. Helping you find the best window companies for the job. Expert Advice On Improving Your Home All Projec...Aug 29, 2023 · Readers noticed that the plan called for only one investment: VTSAX — Vanguard Total Stock Market Index Fund. Here’s why: 1. VTSAX is an Index Fund at Vanguard and that means rock bottom costs . It is surprisingly critical to keep costs low to succeed in investing. 2. VTSAX provides broad diversification . Mad Fientist and jlcollinsnh, Thanks for the great responses. jlcollinsnh, thanks for the recommendation to be 100% in VTSAX. That’s exactly what I was thinking and I love the idea of keeping in that simple. Mad Fientist, thanks for the advice on funding the tax advantage accounts due to the ability to pull out my contributions.Apr 15, 2012 · The now infamous 1979 Business Week cover: “The Death of Equities,” which, as it turned out, marked the coming of the greatest bull market of all time. The Crash of 1987. Biggest one day drop in history. Brokers were, literally, on the window ledges and more than a couple took the leap. The recession of the early ’90s. Dec 27, 2011 · Jlcollinsnh, I love your stock series…thank you! I went on Vanguards site (view chart) & compared 3 charts. The Total Stock Market, The S & P 500 & High Dividend Yield Index Fund. All 3 charts are within hairs of each other. All 3 funds are different from each other. The Total Stock market has 3600 companies, The Lifehacker is the ultimate authority on optimizing every aspect of your life. Do everything better.Jun 18, 2016 · Praise for The Simple Path to Wealth. “Let’s face it: Most investment books are boring. Dull. Uninspired. This book brings managing your money to life. JL Collins offers a one-two punch: a simple, effective message told in a visual, funny style. If you think ‘investing is boring’ or ‘investing is hard,’ read this. .